.zt-crumbs{font-size:var(--zt-fs-xs);color:#9dbbb9;margin-bottom:16px}.zt-crumbs ol{flex-wrap:wrap;gap:7px;margin:0;padding:0;list-style:none;display:flex}.zt-crumbs li{align-items:center;gap:7px;margin:0;display:inline-flex}.zt-crumbs li+li:before{content:"›";color:#6f9391}.zt-crumbs a{color:#b9d4d2}.zt-crumbs [aria-current]{color:#fff;font-weight:600}.zt-crumbs--light{color:var(--zt-muted)}.zt-crumbs--light a{color:var(--zt-teal-600)}.zt-crumbs--light [aria-current]{color:var(--zt-ink)}
.zt-section-head{max-width:68ch;margin-bottom:30px}.zt-section-head.zt-center{margin-inline:auto}
.zt-card{border:1px solid var(--zt-line);border-radius:var(--zt-r-lg);transition:transform .2s var(--zt-ease), box-shadow .2s var(--zt-ease), border-color .2s var(--zt-ease);background:#fff;flex-direction:column;height:100%;padding:24px;display:flex}.zt-card--hover:hover{box-shadow:var(--zt-shadow-md);border-color:var(--zt-teal-100);transform:translateY(-3px)}.zt-card h3{font-size:var(--zt-fs-lg);margin-bottom:8px}.zt-card p{color:var(--zt-ink-soft);font-size:var(--zt-fs-base);margin-bottom:12px}.zt-card p:last-child{margin-bottom:0}.zt-card__icon{border-radius:var(--zt-r-md);background:var(--zt-teal-50);width:44px;height:44px;color:var(--zt-teal-700);place-items:center;margin-bottom:14px;display:grid}.zt-card__icon svg{width:22px;height:22px}.zt-card__icon--amber{background:var(--zt-amber-100);color:var(--zt-amber-700)}.zt-card__foot{margin-top:auto;padding-top:14px}.zt-card__link{font-weight:700;font-size:var(--zt-fs-base);align-items:center;gap:6px;display:inline-flex}
.zt-trust{border-block:1px solid var(--zt-line-soft);background:var(--zt-cloud)}.zt-trust__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:0;display:grid}.zt-trust__item{border-right:1px solid var(--zt-line-soft);align-items:flex-start;gap:13px;padding:22px 24px;display:flex}.zt-trust__item:last-child{border-right:0}.zt-trust__item svg{width:22px;height:22px;color:var(--zt-teal-600);flex-shrink:0;margin-top:2px}.zt-trust__item strong{font-size:var(--zt-fs-base);display:block}.zt-trust__item span{font-size:var(--zt-fs-sm);color:var(--zt-muted)}@media (max-width:900px){.zt-trust__grid{grid-template-columns:repeat(2,minmax(0,1fr))}.zt-trust__item:nth-child(2){border-right:0}}@media (max-width:640px){.zt-trust__grid{grid-template-columns:1fr}.zt-trust__item{border-right:0;border-bottom:1px solid var(--zt-line-soft)}}
.zt-steps{counter-reset:zt;gap:16px;padding:0;list-style:none;display:grid}.zt-steps li{counter-increment:zt;margin:0;padding-left:52px;position:relative}.zt-steps li:before{content:counter(zt);background:var(--zt-teal-800);color:#fff;width:34px;height:34px;font-weight:800;font-size:var(--zt-fs-sm);border-radius:50%;place-items:center;display:grid;position:absolute;top:0;left:0}.zt-steps strong{margin-bottom:2px;display:block}.zt-steps span{color:var(--zt-ink-soft);font-size:var(--zt-fs-base)}
.zt-faq{border-top:1px solid var(--zt-line)}.zt-faq details{border-bottom:1px solid var(--zt-line)}.zt-faq summary{cursor:pointer;font-weight:700;font-size:var(--zt-fs-md);color:var(--zt-ink);padding:18px 40px 18px 0;list-style:none;position:relative}.zt-faq summary::-webkit-details-marker{display:none}.zt-faq summary:after{content:"+";color:var(--zt-teal-600);font-size:22px;font-weight:400;line-height:1;position:absolute;top:50%;right:6px;transform:translateY(-50%)}.zt-faq details[open] summary:after{content:"–"}.zt-faq__answer{color:var(--zt-ink-soft);padding:0 40px 20px 0}.zt-faq__answer p:last-child{margin-bottom:0}
.zt-author{border:1px solid var(--zt-line);border-radius:var(--zt-r-lg);background:var(--zt-cloud);align-items:flex-start;gap:16px;padding:20px 22px;display:flex}.zt-author__avatar{background:linear-gradient(140deg, var(--zt-teal-600), var(--zt-teal-800));color:#fff;width:54px;height:54px;font-weight:800;font-size:var(--zt-fs-lg);font-family:var(--zt-font-display);border-radius:50%;flex-shrink:0;place-items:center;display:grid}.zt-author__body{font-size:var(--zt-fs-sm);color:var(--zt-ink-soft)}.zt-author__body strong{color:var(--zt-ink);font-size:var(--zt-fs-base)}.zt-author__body p{margin-bottom:6px}.zt-author__meta{font-size:var(--zt-fs-xs);color:var(--zt-muted);flex-wrap:wrap;gap:14px;display:flex}.zt-sources{margin:10px 0 12px}.zt-sources summary{cursor:pointer;color:var(--zt-teal-700);font-weight:700;font-size:var(--zt-fs-sm);list-style:none}.zt-sources summary::-webkit-details-marker{display:none}.zt-sources summary:before{content:"▸ ";color:var(--zt-amber-600)}.zt-sources[open] summary:before{content:"▾ "}.zt-sources ul{margin:8px 0 0;padding-left:1.1em}.zt-sources li{font-size:var(--zt-fs-sm);color:var(--zt-muted);margin-bottom:4px}@media (max-width:640px){.zt-author{flex-direction:column}}
.zt-ctaband{background:linear-gradient(120deg, var(--zt-teal-800), var(--zt-teal-600) 62%, #14757f);border-radius:var(--zt-r-xl);color:#fff;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:26px;padding:40px 44px;display:flex;position:relative;overflow:hidden}.zt-ctaband:after{content:"";background:#ef9c1f33;border-radius:50%;width:260px;height:260px;position:absolute;top:-60px;right:-60px}.zt-ctaband>*{z-index:2;position:relative}.zt-ctaband h2{color:#fff;font-size:var(--zt-fs-2xl);margin-bottom:6px}.zt-ctaband p{color:#cfe6e4;max-width:52ch;margin-bottom:0}.zt-ctaband__actions{flex-wrap:wrap;gap:12px;display:flex}@media (max-width:900px){.zt-ctaband{padding:30px 26px}}@media (max-width:640px){.zt-ctaband__actions,.zt-ctaband__actions .zt-btn{width:100%}}
.zt-links{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px 24px;padding:0;list-style:none;display:grid}.zt-links li{margin:0}.zt-links a{color:var(--zt-ink-soft);font-size:var(--zt-fs-base)}.zt-links a:hover{color:var(--zt-teal-700)}@media (max-width:900px){.zt-links{grid-template-columns:repeat(2,minmax(0,1fr))}}
.zt-chipwrap{flex-wrap:wrap;gap:8px;display:flex}.zt-chip{border:1px solid var(--zt-line);border-radius:var(--zt-r-pill);font-size:var(--zt-fs-sm);color:var(--zt-ink-soft);background:#fff;align-items:center;gap:6px;padding:8px 15px;font-weight:600;display:inline-flex}.zt-chip:hover{border-color:var(--zt-teal-300);background:var(--zt-teal-50);color:var(--zt-teal-700);text-decoration:none}
.zt-deal{padding:0;overflow:hidden}.zt-deal__media{aspect-ratio:16/10;background:var(--zt-limestone);position:relative;overflow:hidden}.zt-deal__media>svg,.zt-deal__media>img{object-fit:cover;width:100%;height:100%}.zt-deal__tag{position:absolute;top:12px;left:12px}.zt-deal__body{flex-direction:column;flex:1;padding:18px 20px 20px;display:flex}.zt-deal__meta{justify-content:space-between;align-items:baseline;gap:10px;margin-top:auto;padding-top:12px;display:flex}